I am a single mother of two children.  My oldest son is in college in another state.  I have been saving money for years to make sure he got and education.  Fortunately, he was awarded a scholarship that covered his tuition and housing.  It’s a good thing he got the scholarship because I had no where near enough money to pay his way.  We took the money I had saved and bought him a car.  Last week he called me and told me he needed a new laptop.  I didn’t have any money left so I started looking online for loans for people with bad credit.  I found one that met my needs in minutes and was able to send him the money he needed.