The majority of British people regard Banks as a pretty disreputable crowd. Perceived to be greedy, incompetent, and the cause of the present economic troubles all over the world.

Many individuals, in many cases through no fault of their own , are considering taking IVA advice

To make their situation even worse, it is now reported that many banks are taking a much harder stance on IVa proposals being presented to them and rejecting a greater percentage of applications, even if this results in the applicant facing bankruptcy.

Incredibly, it seem that banks in which the United Kingdom government ( you and me) are part of this.